Your 9-year-old comes home from the dentist with a note about crowding, and you start wondering how much do children’s braces cost. Parents across the United States ask this question every day.
In 2026, how much do children’s braces cost typically ranges from $2,000 to $4,500 for Phase 1 early interceptive treatment and $3,000 to $7,000 for full Phase 2 comprehensive treatment. The exact amount depends on whether your child needs early guidance with a palatal expander, full braces later, or both. This guide breaks down the real numbers by phase and age, insurance options, Medicaid and CHIP coverage, and the practical steps every parent should take so you can budget confidently and choose the right timing for your child.
Phase 1 vs Phase 2 Orthodontics for Children
The American Association of Orthodontists (AAO) recommends the first orthodontic evaluation by age 7. At that visit the orthodontist looks for developing problems such as crowding, overbite, underbite, crossbite, or narrow jaws that may benefit from early intervention.
Phase 1 (early treatment, ages 7–10) uses partial braces, a palatal expander, or headgear to guide jaw growth and create space while the child still has some baby teeth. These shorter plans last 6–18 months and often reduce the complexity of Phase 2 later. Many offices credit the Phase 1 fee toward full treatment, so families end up paying less overall.
Phase 2 (comprehensive treatment, ages 11–17) puts full braces or clear aligners on all permanent teeth once the child has most or all of them. This phase corrects the final bite and alignment and usually lasts 18–24 months.
Cost of Children’s Braces by Age Group in 2026
Children ages 7–11 (Phase 1)
Early interceptive care costs $2,000–$4,500 on average. This often includes a palatal expander for narrow upper jaws or partial braces on front teeth. Medicaid or CHIP may cover medically necessary cases in many states.
Teens ages 12–17 (Phase 2)
Full treatment runs $3,000–$7,000 for traditional metal braces. This is the classic window when most children finish orthodontic care. Dental insurance that covers orthodontics almost always applies here.
Full Price Comparison of Children’s Orthodontic Appliances
| Appliance Type | Average Cost (2026) | Typical Duration | Best for Children | Main Tradeoff |
| Traditional Metal Braces | $3,000 – $7,000 | 18–24 months | Most cases, including complex | Most visible |
| Ceramic Braces | $4,000 – $8,500 | 18–24 months | Teens who want less noticeable brackets | Brackets can stain |
| Self-Ligating Braces (Damon system) | $4,000 – $8,000 | 12–20 months | Fewer adjustments | Slightly higher upfront cost |
| Clear Aligners (Invisalign, Spark) | $3,000 – $8,000 | 6–18 months | Mild crowding or spacing | Not suitable for severe bite issues |
Metal braces remain the most common and lowest-cost choice for children because they deliver reliable results for a wide range of malocclusion.
What Drives the Price of Children’s Braces Up or Down
- Case complexity, Mild crowding finishes faster and cheaper than severe overbite plus extractions.
- Treatment length, Every extra month adds roughly $150–$250 in adjustments.
- Location, Urban and coastal areas cost 20–40% more than rural or Midwest clinics.
- Orthodontist credentials, An ABO diplomate who completed an accredited residency typically charges more than a general dentist but reduces the chance of retreatment.
Insurance, Medicaid, and CHIP Coverage for Children’s Braces
Most employer dental plans list a lifetime orthodontic maximum of $1,000–$3,000 and cover dependents under age 18. Call your insurer and ask three questions: What is my lifetime orthodontic benefit? Does it cover Phase 1? Is my chosen orthodontist in-network?
Medicaid orthodontic coverage varies by state and usually covers only “medically necessary” cases for children under 21. Many states use a scoring system such as the Handicapping Labio-lingual Deviation (HLD) index. CHIP follows similar rules in most states. Check your state dental board or Medicaid website for current eligibility.
You can use HSA or FSA funds tax-free for any qualified orthodontic expense.
Paying for Children’s Braces Without Insurance
Roughly 40% of families pay out of pocket. Discount dental plans cut 20–40% at participating clinics. Orthodontic residency programs at NYU, UCLA, or the University of Michigan offer supervised care for 30–50% less.
Most offices require a 20–30% down payment then charge $100–$300 per month over 18–36 months. Some clinics offer early-pay discounts of $200–$500 if you pay the full amount at the start.
Hidden Costs Most Parents Forget
Budget an extra 10–15% for:
- Retainers ($150–$600 per set, needed for life to prevent relapse)
- Emergency visits for a broken bracket ($50–$300 each)
- Replacement parts or lost retainers ($100–$400)
- Custom sports mouthguards ($150–$400), essential for any child in contact sports while wearing braces
Frequently Asked Questions About How Much Do Children’s Braces Cost
How much do children’s braces cost without insurance?
Without insurance, Phase 1 early treatment averages $2,000–$4,500 and full Phase 2 treatment averages $3,000–$7,000 in 2026. Payment plans make the total manageable.
What is the cost of braces for teenager in Phase 2?
Teen braces cost $3,000–$7,000 for metal braces. Insurance often helps at this age, which can lower your out-of-pocket amount.
Does Medicaid cover kids braces price?
Medicaid covers orthodontic treatment in many states when the malocclusion is medically necessary and meets strict scoring criteria. Coverage varies by state and age.
When should I get my child evaluated for braces?
The AAO recommends the first evaluation by age 7. Early detection can mean shorter and less expensive treatment later.
How long do children’s braces last?
Phase 1 usually lasts 6–18 months. Phase 2 typically lasts 18–24 months. Total time across both phases can reach 2–3 years.
Are kids braces price different for ceramic or clear aligners?
Ceramic braces run $4,000–$8,500 and clear aligners $3,000–$8,000. Many teens choose these options even when the cost is higher for better appearance.
What sports mouthguard works best with braces?
A custom-fitted mouthguard from your orthodontist provides the best protection for children in sports while wearing braces.
Can I use FSA or HSA for children’s braces?
Yes. Both accounts treat qualified orthodontic expenses as eligible medical costs, so you pay with pre-tax dollars.
Is Phase 1 treatment always necessary?
Not always. The orthodontist will recommend it only if early intervention will shorten or simplify Phase 2.
How do I get the most accurate kids braces price for my child?
Book a consultation with a board-certified orthodontist. Bring any recent X-rays. You will receive a written treatment plan with the exact cost for your child’s specific bite.
Ready to Find Out How Much Do Children’s Braces Cost for Your Child?
You now know the real 2026 prices for Phase 1 and Phase 2, how insurance and Medicaid work for minors, and the extra costs to budget for. The smartest next move is to schedule that first evaluation with a board-certified orthodontist, ideally by age 7 as the AAO recommends.
While you wait for the appointment, read our companion guide How Much Do Braces Cost in 2026? or the Cost of Braces for Adults page if you are also thinking about your own treatment.
This article is for informational purposes only and is not a substitute for professional dental or orthodontic advice. Always consult a licensed orthodontist for guidance specific to your situation.